AIA PRS
Your worry-free and better retirement starts here.
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{{label}}What is AIA PRS Salary Deduction? (“Salary Deduction”)
BENEFITS OF SALARY DEDUCTION
Stay financially disciplined – Consistency in saving money.
Hassle Free – Sign up only once for continuous contribution.
Ringgit Cost Averaging (DCA) – Investing a fixed amount at fixed intervals into the investment fund, regardless of the unit price. This method helps to spread out the risk factor over a period of time in regards of the volatility of market.
1% Bonus Unit – With minimum RM250 salary deduction per month and continue until 30th November 2021.
Start saving early for retirement – The longer you spend contributing to your pension, the more money will be saved for your retirement.
Monthly Savings (RM) | 15 Years | 20 Years | 25 Years | 30 Years |
---|---|---|---|---|
200 | 63,762 |
104,793 |
162,959 |
245,418 |
500 | 159,406 |
261,983 |
407,399 |
613,544 |
800 | 255,049 |
419,172 |
651,838 |
981,670 |
1000 | 318,811 |
523,965 |
814,797 |
1,227,087 |
* Assuming 7% fund returns compounded annually.
This table is just to show the benefits of ringgit cost averaging by investing in constant, long-term period and not an indicative of any investment.
NOTE: PRS Investments are neither returns guaranteed nor capital protected.
Interested?
Please email us at my.apam_corporate@aia.com with the details below on your employer for us to make arrangement with your HR.