CONDITIONS OF USE
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current conditions to which you are bound.
DISCLAIMER
To the fullest extent permissible pursuant to applicable law: (1) the materials on this website are provided "as is" and without warranties of any kind either expressed or implied and AIA Pension & Asset Management Sdn. Bhd. and its subsidiaries and affiliates (collectively, "AIA PAM") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose; (2) AIA PAM does not warrant that the website or the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components; and (3) AIA PAM does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. The contents in this website must not be construed as an offer or a recommendation to invest in our funds and neither does it take into account any investor's particular circumstances. For complete details please refer to the disclosure document and the supplemental disclosure document of the AIA Private Retirement Scheme.
For more details, please refer to the Third Replacement Disclosure Document dated 31 August 2023 (“Disclosure Document”)and the Product Highlight Sheet (“PHS”) of the AIA Private Retirement Schemes. The Disclosure Document and the PHS have been registered and lodged with the SC. The registration of the Disclosure Document and lodgement of the PHS to the SC does not amount to nor indicate that the SC has recommended or endorsed the Private Retirement Scheme (“PRS”).
Please read and understand the contents of the Disclosure Document and the PHS before investing. Any issue of units to which the Disclosure Document relates will only be made upon receipt of the completed application form and subject to the terms and conditions therein. There are fees, charges and risks involved in investing in the funds. You should consider these fees, charges and risks carefully prior to making an investment. Unit prices and income distributions payable, if any, may go down as well as up. Past performance is not necessary indicative of future performance and income distributions payable are not guaranteed.
Investments are subject to investment risk and that there can be no guarantee that any investment objectives will be achieved. Specific risks and general risks for the PRS is elaborated in the Disclosure Document. Investors are advised to understand the risks involved in the PRS and make your own risk assessment andseek professional advice from your banker, lawyer, stockbroker or tax advisor before making investment decision.”
LIMITATION OF LIABILITY
While AIA PAM uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, AIA PAM makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall AIA PAM or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if AIA PAM or an AIA PAM authorized representative has been advised of the possibility of such damages. To the fullest extent permissible under applicable law, in no event shall AIA PAM's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.
AIA PAM also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by AIA PAM. Except as otherwise expressly permitted by AIA PAM, no materials from this website or any website owned, operated, licensed or controlled by AIA PAM may be copied, reproduced, republished, modified, stored in a retrieval system, used for creating derivative works, uploaded, posted, transmitted (by any form or by any means), distributed or used in any other way for public or commercial purposes. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, for public or commercial purposes, including the text, images, audio, and video, without AIA PAM's written permission.
AIA PAM neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.
JURISDICTIONAL ISSUES
Unless otherwise expressly set forth herein, AIA PAM makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.
Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by AIA PAM. No security, insurance product or other product or service is offered or will be sold by AIA PAM or, if sold by AIA PAM, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
OWNERSHIP OF INFORMATION
Any information, other than personal data or information, you transmit to AIA PAM via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and nonproprietary and will become the property of AIA PAM. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. AIA PAM is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to AIA PAM via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information. You waive all applicable rights you may have in any information (other than personal data) you transmit to AIA PAM via this website or otherwise, for the purposes of this section of the conditions.
INTELLECTUAL PROPERTY
All trademarks, service marks, trade names, logos, and icons are proprietary to AIA PAM. Other than as expressly set out in these conditions and except as permitted by applicable law, nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of AIA PAM’s intellectual property including, but not limited to, any trademark or logo displayed on this website without the written permission of AIA PAM. Your use of the trademarks and logos displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
SOFTWARE LICENSES
To the extent that any software is made available or provided to you on this website, AIA PAM grants you a non-exclusive, limited and personal licence to download and use the software for your own personal, non-commercial use only. No other rights to the software are granted. All rights including intellectual property rights in the software remain the property of AIA PAM or the relevant licensors or owners of the software and, except as permitted by law, you may not reverse engineer, decompile, modify or tamper with the software.
SECURITY REMINDER
At AIA PAM, we take our user’s security and confidentiality very seriously. While there is inherent risk in doing business with anyone over a public medium like the Internet, we have implemented measures to reduce these risks. In order to safeguard and protect your privacy, the secure site utilizes advanced security techniques, which require Netscape Navigator version 4.0 or Microsoft Internet Explorer version 4.0 or above.
INTERNET RISK
There are risks beyond our control in Internet communications. As a precaution, you should always make sure that your personal computer is secured and protected from any unauthorised access and/or virus that may reveal your confidential information to third parties. You should also be wary of email scams and attachments that may attempt to steal information about and/or from you. Please note that communication over the website has not been transmitted via a private or secure link or in encrypted form. Therefore it is subject to the usual hazards of internet communications. It cannot be guaranteed that this communication has not been the subject of unauthorised interception or modification by any parties.
INCONSISTENCY IN WORDINGS
In the event of any ambiguity or inconsistency between the English and local language versions of these conditions, the English version will control and prevail.
GOVERNING LAW AND JURISDICTION
These conditions will be governed by the laws of Malaysia and the parties agree to submit to the exclusive jurisdiction of the courts of Malaysia.
