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    • Withdrawal Options

    Full withdrawal

    • Full withdrawal is allowed if you are 55 years old, or pass away (your next of kin can apply for withdrawal) or leave Malaysia permanently.

    Pre-retirement withdrawals

    • Full pre-retirement withdrawal without tax penalty can be made due to medical reasons such as permanent total disablement, serious disease and mental disability (subject to submission of latest original medical report).

    • You can make pre-retirement withdrawal for healthcare and housing through sub-account B once a year without tax penalty subject to meeting certain conditions.  

    Flexible options upon retirement

    You have several choices when it comes to withdrawal upon retirement. You can change your withdrawal arrangement (between Option A and B) or withdraw all your remaining assets according to your needs giving you maximum flexibility.

    Option A: Fixed amount

    Monthly or annual withdrawals will be set at a fixed amount until all PRS assets have been withdrawn. (For regular monthly withdrawals, the minimum withdrawal amount is RM100 in multiple of RM100.)

    Accident Pro Prime

    Option B: Fixed period

    Monthly or annual withdrawals over a fixed period to be chosen by the member-choice of 5, 10, 15 or 20 years) and the withdrawal amount for each year will be calculated based on the asset balance and the selected period of withdrawal.

    Accident Pro Prime
    Contact APAM

    1300-22-7771

    contact APAM

    1300-22-7771

    contact address

    Level 10, Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur

    About Us
    About APAM
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA
    Contact Address
    Level 10, Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur
    About Us
    About APAM
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA
    AIA Pension and Asset Management Sdn. Bhd. (Company Registration No: 201201027147 (1011637-P) Copyright © 2025, AIA Group Limited and its Subsidiaries. All rights reserved.
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