Private Retirement Scheme Contribution

Individual Contribution

• Open PRS account through PPA online or submit the Account Opening Form to us.

• Minimum investment of RM100 only.

• Option to top up any amount at any time.

• Flexible payment methods through interbank fund transfer, bank drafts and personal checks.

Employer Contribution

Employer can make voluntary contributions to PRS on their employees' behalf by:

• Matching the employees' PRS contributions as a form of goodwill and incentive.

• Channelling part of the employees' Short Term and Long Term Incentive to PRS

• Making contributions through a Vesting Scheme whereby the entitlement will only be vested based on the employees' terms of service. 

PRS Account Structure

Contribution to any funds under PRS will be maintained in two separate sub-accounts as follows: