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AIA Pension and Asset Management Sdn. Bhd. (APAM) is the PRS provider for AIA Private Retirement Scheme which is an approved pension scheme governed by the Securities Commission Malaysia.
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Employer can make voluntary contributions to PRS on their employees' behalf by:
Open PRS account through PPA online or submit the Acount Opening Form to us.
Minimum investment of RM100 only.
Option to top up any amount at any time.
Flexible payment methods through interbank fund transfer, bank drafts and personal checks.
Credit card payment is only allowed for regular contributions
Matching the employees' PRS contributions as a form of goodwill and incentive.
Channelling part of the employees' Short Term and Long Term Incentive to PRS
Making contributions through a Vesting Scheme whereby the entitlement will only be vested based on the employees' terms of service.
PRS Account Structure
Contribution to any funds under PRS will be maintained in two separate sub-accounts as follows: